Knowing where you want to go is incredibly important.  But you still can’t get to where you want to go if you have no idea where you are now. More than that, using the tools at our disposal – including a budget can put us in a better financial situation. […]
Author: Karen Morris
Financial Preparedness – An Emergency Fund Provides Peace of Mind
It’s February. It won’t be long before we are eyeing our thermostats and wondering when it might be time to switch them from heat to cool.  On that day when the overwhelming number of people flip that switch, I can bet that more than just a few of them turn […]
Financial Preparedness – The Beauty of Sinking Funds
I know it’s just February. I also know it feels probably feels like we jut had Christmas, but I want to talk about Christmas for just a moment. Each of us handles Christmas differently. Usually, I’ve started purchasing my Christmas gifts already, but there have been some unexpected expenses this […]
10 Habits to Build for Financial Freedom
We all want to experience financial freedom. You know what that is – being able to spend what you want when you want to – right? Actually, no. Financial freedom is all about the freedom of knowing that even if a disaster hits you’re going to be alright. It’s knowing […]
10 Outdoor Tools for Self-Sufficiency
During this more ‘quiet’ time of the year, we can spend some time focusing on preparations for the rest of the year. I’m in the midst of making lists. Garden lists. Project lists. Outdoor Tool lists. But if we are looking at our outdoor work from a preparedness point of […]
6 Ways Create Water Storage for Emergencies or Long-Term Use
Recently, I hopped out of bed and headed to shower only to find ice-cold water. And all of us know that when it comes to showers, an ice-cold shower is as good as NO SHOWER! So that was problem #1. Problem #2, I hadn’t had a shower the day before […]
Failing Isn’t Failure
Failure has gotten a bad rap. No one wants to fail and, can we blame them? Which sounds more prestigious? (1) I just got demoted at my job. (2) My boss was so happy with my performance that he announced my name during a company meeting. Well, duh! The vast […]
Five Enemies of Food Storage and How to Defeat Them
Superman has his arch enemy – Lex Luther. The kingdom of Gondor has a hated enemy – Sauron. The Avengers were almost defeated by their nemesis – Thanos. There are even enemies of food storage. Today, we’ll go through these five enemies of food storage and how to defeat them. […]
8 Things to Start Doing in 2026 to Make This Your Best Year
If you knew that you had just one year to get your house in order before the excrement hits the rotating cooling device, what would your goals for the year be? How would you go about preparing your family to survive such an event? What steps could you take this […]
Five Ways to Avoid Debt at Christmas Time
I’m sure you are thinking, Karen, Um. . .Christmas is OVER! Yep, it is, but I’m going to help you prepare for the next (and every future) Christmas Debt FREE! Why? Why does it matter that you want to be debt-free, if you’re able to make your payments, does whether […]
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